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Viewing category: Featured Articles

Our proud featured articles! We reveal how exactly we achieved financial freedom at an early age and our personal financial stories (both the wins and losses). Learn how we practice financial discipline and why we chose to live frugally, become debt-free, and create our own financial independence by age 30.

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How Dumb Luck Made My Husband a Wealthy Man

By Lily | The Frugal Gene

My husband is a special guy. He is currently 29 years old and has $950,000 in total net worth. Hmm, OK, we’re not that deluded. $50K shy of a $1,000,000 doesn't make us Rockefellers but I still ...

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Don’t (Nicolas) Cage Yourself In Financially

By Lily | The Frugal Gene

Before I’m accused of writing this lifestyle inflation post specifically to deliver you this celebrity pun - (I did) - I just want to say the timing of this post couldn’t have come at a better time ...

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old-ancient-calendar

Would You Survive a Financial Recession If Economic Collapse Is Imminent?

By Lily | The Frugal Gene

Let me summarized up to you any forum that has the word 'prediction' and 'market' tied to it. There are usually two opposing sides: Bulls and Bears. Both of them are kind of pointless.The perma-Bulls ...

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debt-and-suicide

Debt and Depression – Why I’m Proud To Be A Grown Up Tattletale

By Lily | The Frugal Gene

I've tried writing this piece in my head for days. (Warning: this entry is about debt, depression, and suicide.) I remembered something that happened to me that I never told anyone. I never even told ...

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panda-falling

At What Age Does Being Broke Stop Being Cute?

By Lily | The Frugal Gene

When I left college, I was so depressed. I was depressed that I was working two jobs and I was still barely getting anywhere thanks to San Francisco's astronomical cost of living. I told my boyfriend ...

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taco-plate-elsabor-seattle

I Took The 30 Day “No Spend Challenge” – This Is What I Learned

By Lily | The Frugal Gene

What is the Zero Day Challenge?Zero Day Challenge (ZDC) is essentially what happens when no-spend day challenges and a money diary were to have a baby and that baby happens to be frugal. The ...

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4 Meaningful Things I Wish I Knew Before Growing Up

By Lily | The Frugal Gene

The world is this big scary mega congregation of random events, unpredictable messes, and catastrophic meaningless nothings. I fear earthquakes, bed bugs, car accidents, identity theft, and ...

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social-network-facebook

Facebook Bragging Can Be Annoying & It Could Ruin Your Finances Too

By Lily | The Frugal Gene

We're all too social media crazy these days. It's becoming such a norm you have to announce you're off social media or else everyone assumes you're automatically on the radar. If I wasn't a blogger, I ...

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birth-day-card

I’m on the Family Payroll Now? (Should You Accept Money From In-Laws?)

By Lily | The Frugal Gene

The anniversary of when I squeezed out of my mom rolled around and somehow on paper, I'm more than a quarter of a century old. Black magic.Someone just ends it all right now, it's all downhill from ...

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teenage-friends-lifestyle-concept

17 Sure Signs You Can Loan a Friend Money (Or Even Involve Money In a Friendship)

By Lily | The Frugal Gene

You should never take a good friend for granted.Today I am dedicating this post to a personal friend of mine who has enough dexterity and serenity in her spirit to never...scam me out of money. Sadly, ...

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