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The Frugal Gene

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Personal Finance

Personal finance-related blog posts told with real-world, first-hand experience from two hard-working, hard-hustling millennial super savers.

Personal finance-related blog posts told with real-world, first-hand experience from two hard-working, hard-hustling millennial super savers.

How To Properly Dispute A Medical Bill & Save Some Money (+ Billing Dispute Sample Letter)

October 29, 2019 //  by Lily | The Frugal Gene//  10 Comments

wealth-checking-insurance-dispute-medical-billing-costs

With my pregnancy, my husband and I have never felt more familiar to our insurance and medical billing partners. My thankfulness is still an all-time high of course, but insurance is an annoyance on …

How To Properly Dispute A Medical Bill & Save Some Money (+ Billing Dispute Sample Letter)Read More

Category: Budget & Debt Management, Everything Else, Health & Wellness, Personal Finance, Save Money

6 Investing Mistakes You Probably Should Avoid (Or Don’t, I’m Not Your Momma)

September 25, 2018 //  by Lily | The Frugal Gene//  37 Comments

avoidance knight

Before reading, just keep in mind this disclaimer: “Don't you know opinions are like assholes. Everybody has one and most of them stink.” I have been dealing with some skin allergies for the past …

6 Investing Mistakes You Probably Should Avoid (Or Don’t, I’m Not Your Momma)Read More

Category: Personal Finance

When Income Doesn’t Require Working Anymore

September 18, 2018 //  by Lily | The Frugal Gene//  33 Comments

A good daydream for normal people involves winning the lottery or scoring a lifetime pass to the Maldives. Good, normal thoughts. Mine used to be daydreaming that I was the only person left in …

When Income Doesn’t Require Working AnymoreRead More

Category: Early Retirement, Personal Finance

How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)

September 4, 2018 //  by Lily | The Frugal Gene//  33 Comments

I’ve honestly wondered about how much our frugal living saved. Let's do the whole math breakdown and find out! Our brand of frugality is pretty typical (to a little extra strength) in the …

How Much Money Does Our Brand of Frugality Save? (Spoiler: $56,000+/Year)Read More

Category: Car & Transportation, Everything Else, Featured Articles, Frugal Living, Home & Utilities, Personal Finance, Save Money, Storytime

Everything ‘Married…With Children’ Did That Kept Them Poor

August 28, 2018 //  by Lily | The Frugal Gene//  47 Comments

al-bundy-shootme-meme-hight-quality

Does anyone remember that show Married...With Children? I use to watch old reruns of Married...With Children on FOX even though it was a little before my time. I didn’t always get the jokes back …

Everything ‘Married…With Children’ Did That Kept Them PoorRead More

Category: Budget & Debt Management, Featured Articles, Personal Finance, Storytime

Frugality is a Lifestyle That You Might Be Doing Wrong

August 21, 2018 //  by Lily | The Frugal Gene//  39 Comments

frugal-is-happy

Frugal isn't just an activity or an adjective! But frugal living just doesn’t sound as cool as being an all-black turtleneck wearing minimalist...nor is frugality marketed to the masses with …

Frugality is a Lifestyle That You Might Be Doing WrongRead More

Category: Featured Articles, Frugal Living, Personal Finance, Save Money

Getting a Grip in our Household Finances

August 3, 2018 //  by Lily | The Frugal Gene//  12 Comments

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Hiya kids, I have a guest post from Kris. I enjoyed reading his My Financial Mistake series so this is kind of like the summary chapter after his financial mistakes. He will go over with you guys …

Getting a Grip in our Household FinancesRead More

Category: Budget & Debt Management, Guest Post, Personal Finance

16 Part-Time Jobs with Good Health Insurance and Benefits

July 27, 2018 //  by Lily | The Frugal Gene//  34 Comments

grocery store sign

~ Over a nice quiet dinner out with my husband we discussed the trending post-retirement topics inside our home this week. Financial independence city contenders for our desired lifestyle was …

16 Part-Time Jobs with Good Health Insurance and BenefitsRead More

Category: Early Retirement, Personal Finance

How To Afford $800 Shoes When You’re $100k in Debt

June 27, 2018 //  by Lily | The Frugal Gene//  35 Comments

stock-yeezy-shoes

This post was written in aggravation at 3 AM by yours truly. There are barrels of good people out there under a mountain of usurious debt north of six figures. You could argue until the cattle turn …

How To Afford $800 Shoes When You’re $100k in DebtRead More

Category: Budget & Debt Management, Frugal Living, Personal Finance, Save Money, Shopping, Storytime

How It Feels To Resent Someone For Being Spoiled

June 12, 2018 //  by Lily | The Frugal Gene//  51 Comments

statue prince crown

Disclaimer: This post probably makes me sound like a bad person. How would you like to: *Run a profitable, successful, totally set up business for free?*Free college and job placement with all …

How It Feels To Resent Someone For Being SpoiledRead More

Category: Featured Articles, Personal Finance, Storytime

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