A majority of Americans are financially illiterate. That means if you offered them an 8.56% interest rate on a used car, most of them wouldn't know enough be able to scream and run away ASAP. Is ...
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Our proud featured articles! We reveal how exactly we achieved financial freedom at an early age and our personal financial stories (both the wins and losses). Learn how we practice financial discipline and why we chose to live frugally, become debt-free, and create our own financial independence by age 30.
11 Perks of Growing Up Poor (Growing Up Poor Chinese American)
Poverty sucks. Don't even start saying I'm making light of the topic. I can't even begin to rant to you how much being poor sucks and changes things for the worst in almost every facet of the human ...
11 Punchable Financial Crimes According to Me
I believe most people are good by their default switch. Although I cannot argue the validity of that in particular, it is a subgenre of philosophy that people much smarter than me argued over for ...
13 Sensible Upper Middle Class Characteristics & Status Symbols
'The 13 Status Symbols of Frugal Upper Middle-Class People With Comfortable Day Jobs & Reads Personal Finance' I didn't keyboard smash. That was the original title but Wordpress ...
Wanna See How Rich You’ll Become? Use Compound Interest Formula With Growth and Contributions
I sometimes wonder what people from the Dark Ages think about our flashy culture and unrestrained society today. Not to mention our smartphones, computers and auto flushing indoor toilets. That would ...
The Hefty Financials Costs Behind Owning a McMansion
This Martin Luther King Monday is our official, guilt-free, lay around the house like a lazy cat day. For the few golden hours of waiting for our laundry to finish, my husband and I sat on our used ...
3 Glaring Signs Being Frugal Isn’t Working & What To Do Instead
~ Frugality essentially means trying to live on less of the assigned allotment. It is the process of creating a conscious surplus from what you are given and rolling that surplus to your advantage ...
Top 5 Financial Mistakes I’ve Made In My Early 20s
Guys, these chain gangs are getting a little embarrassing. Let's dig into the financial mistakes of my early 20s... I'm a proud person. I can admit that I have a problem with admitting mistakes. ...
When Having Too Much Money is Bad (The Cons of Being Rich)
Let's picture you winning at life: you've been hardworking and ingenious with every career move...or something like a rich uncle passed away and left you with a fat inheritance. For any and whatever ...
How Dumb Luck Made My Husband a Wealthy Man
My husband is a special guy. He is currently 29 years old and has $950,000 in total net worth. Hmm, OK, we’re not that deluded. $50K shy of a $1,000,000 doesn't make us Rockefellers but I ...
