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Viewing category: Personal Finance

Personal finance-related blog posts told with real-world, first-hand experience from two hard-working, hard-hustling millennial super savers.

11 Punchable Financial Crimes According to Me

By Lily | The Frugal Gene

I believe most people are good by their default switch.Although I cannot argue the validity of that in particular, it is a subgenre of philosophy that people much smarter than me argued over for ...

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13 Sensible Upper Middle Class Characteristics & Status Symbols

By Lily | The Frugal Gene

'The 13 Status Symbols of Frugal Upper Middle-Class People With Comfortable Day Jobs & Reads Personal Finance'I didn't keyboard smash. That was the original title but Wordpress thought ...

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We Saved $640 With a Money Jar! (And What We Did With Spare Change)

By Lily | The Frugal Gene

Two years ago, I was shopping for our weekly groceries in the Asian grocer near our house. In one of the snack aisles, there were a bunch of adorable animal-shaped coin jars stuffed with ...

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Wanna See How Rich You’ll Become? Use Compound Interest Formula With Growth and Contributions

By Lily | The Frugal Gene

I sometimes wonder what people from the Dark Ages think about our flashy culture and unrestrained society today. Not to mention our smartphones, computers and auto flushing indoor toilets. That would ...

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Why You Still Need An Emergency Fund While In Debt

By Lily | The Frugal Gene

I write these for my Soapy and all the Soapys we have in our own lives. You can read part of Soapy’s briefing here:Soaps is one of my best friends. She is a remarkable person and a free-spirited, ...

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“Help Me With Money!” – 7 Practical Budgets For People Bad With Money

By Lily | The Frugal Gene

"Help me with money!" - Ask and you shall receive:There are two types of people in the world when it comes to budgeting: the ones who are good on it, and the ones who are very bad at it. In actuality, ...

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The Hefty Financials Costs Behind Owning a McMansion

By Lily | The Frugal Gene

This Martin Luther King Monday is our official, guilt-free, lay around the house like a lazy cat day. For the few golden hours of waiting for our laundry to finish, my husband and I sat on our used ...

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Launch Your Own Dog Sitting Business! – Make Money on Rover With These 15 Pet Sitting Tips

By Lily | The Frugal Gene

?Despite all the troubles facing millennials today, an incredible tool that we currently possess is having instant access to the ever-growing gig economy within reach on our smartphones. Did you ...

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Sankey Visualization With Our Money Flowchart

By Lily | The Frugal Gene

Sankey VisualizationI call it Mr. Sankey because if you are familiar with Mr. Hankey from South Park (a piece of doo doo) that’s what this graph reminds me of. Our Sankey is the ugliest one out of ...

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18 Money Mistakes To Avoid For Debt-Free Living

By Lily | The Frugal Gene

Bad debt can be notoriously hard to get out from under. Debt can bury you 6 feet under and it's totally legal after you signed on that dotted line to cover that payment.Getting out of debt can be a ...

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