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Viewing category: Budget & Debt Management

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At What Age Does Being Broke Stop Being Cute?

By Lily | The Frugal Gene

When I left college, I was so depressed. I was depressed that I was working two jobs and I was still barely getting anywhere thanks to San Francisco's astronomical cost of living. I told my boyfriend ...

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How Any Person Under 30 Can Become a Millionaire By Retirement Age

By Lily | The Frugal Gene

Who wants to become a millionaire?After Gameboy Color came out I remember running over to my best friend's house to drool over hers. We took turns playing her Pokémon Blue and winning big money at ...

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Is Budgeting Depressing? Then You Should Read This!

By Jared

Budgeting is depressing to a lot of people, so don't feel alone! Many people who budget simply misunderstand the goal of budgeting. Hint: budgeting can only help!A lot of people thinks that budgeting ...

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Fledgling Pledging For The Million Dollar Club

Fledgling Pledging For The Million Dollar Club

By Lily | The Frugal Gene

The Frugal Gene family is pretty late to the party but thankfully this party is on a nonstop roller coaster and we’re totally psyched! This fledgling's pledging for The Million Dollar Club founded by ...

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Frugal's Budget - Free Google Sheets Budget Template

Personal Monthly Budget Spreadsheet Google Doc (Free Download) – 2017

By Jared

:::UPDATE::: There is an updated budget for 2018. The new version is up with improved features and it's still free. Full details here. Hey everyone! I wanted to release our budget template because ...

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How I Paid Off $20,000 In Student Loans Working 3 Part-Time Gigs

By Lily | The Frugal Gene

"How I paid off $20,000 in student loans working part-time...in just 8 months!"Don't you just love chronicles like this? :)Actually, I was supposed to construct this piece as an ...

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10 Outrageous, Semi-Illegal Ways To Pay Off Debt (Like Those Student Loans)

By Lily | The Frugal Gene

Virtuous disclaimer: TFG does not condone or encourage the list of the following ways of paying off your student debt. This is not a tutorial.This completely innocent blogger has researched ...

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14 Crazy Common Reasons Why People Don’t Save Money

By Lily | The Frugal Gene

We are a nation of consumers. If you head down the bread aisle, there are about two dozen types of bread choices, all with their own different brands and marketing. Pull back again and take note that ...

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8 free financial advice college seniors, money management, adulting

8 Money Tips For College Seniors That I Wish Someone Told Me

By Lily | The Frugal Gene

There is no generation in history as highly educated as millennials . College seniors have a lot on their plate these days and financial advice for college, post college, is more necessary now ...

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9 Action Steps To Overcome Credit Card Addiction & Overspending

By Lily | The Frugal Gene

Credit cards can be an amazing convenience but if they're overused, it can be a very dangerous feedback loop. According to Consolidated Credit, the average household in 2017 owes an ...

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