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Viewing category: Personal Finance

Personal finance-related blog posts told with real-world, first-hand experience from two hard-working, hard-hustling millennial super savers.

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Is Budgeting Depressing? Then You Should Read This!

By Jared

Budgeting is depressing to a lot of people, so don't feel alone! Many people who budget simply misunderstand the goal of budgeting. Hint: budgeting can only help!A lot of people thinks that budgeting ...

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Fledgling Pledging For The Million Dollar Club

Fledgling Pledging For The Million Dollar Club

By Lily | The Frugal Gene

The Frugal Gene family is pretty late to the party but thankfully this party is on a nonstop roller coaster and we’re totally psyched! This fledgling's pledging for The Million Dollar Club founded by ...

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15 Millennial Money Tips Young Adults Overlook (That Really Matters)

By Lily | The Frugal Gene

I don’t think I need to tell you how cool it is to be able to live on your own, have your own money and eat only ice cream for dinner. Plus, it’s not just the addition of freedom but the disappearance ...

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Why You Should Find Meaning Before You Find Wealth

By Lily | The Frugal Gene

“Honey…” I chirped.“…I'm gonna lose.”“Honey…you know in 5 years if we keep…” I said softly.“I think I'm gonna lose.”“…if we keep saving at this rate in 5 years we can kill…”“Die you stupid penguin.” ...

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17 Sure Signs You Can Loan a Friend Money (Or Even Involve Money In a Friendship)

By Lily | The Frugal Gene

You should never take a good friend for granted.Today I am dedicating this post to a personal friend of mine who has enough dexterity and serenity in her spirit to never...scam me out of money. Sadly, ...

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Frugal's Budget - Free Google Sheets Budget Template

Personal Monthly Budget Spreadsheet Google Doc (Free Download) – 2017

By Jared

:::UPDATE::: There is an updated budget for 2018. The new version is up with improved features and it's still free. Full details here. Hey everyone! I wanted to release our budget template because ...

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How I Paid Off $20,000 In Student Loans Working 3 Part-Time Gigs

By Lily | The Frugal Gene

"How I paid off $20,000 in student loans working part-time...in just 8 months!"Don't you just love chronicles like this? :)Actually, I was supposed to construct this piece as an ...

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10 Outrageous, Semi-Illegal Ways To Pay Off Debt (Like Those Student Loans)

By Lily | The Frugal Gene

Virtuous disclaimer: TFG does not condone or encourage the list of the following ways of paying off your student debt. This is not a tutorial.This completely innocent blogger has researched ...

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14 Crazy Common Reasons Why People Don’t Save Money

By Lily | The Frugal Gene

We are a nation of consumers. If you head down the bread aisle, there are about two dozen types of bread choices, all with their own different brands and marketing. Pull back again and take note that ...

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36 Surprisingly Effective Habits of Very Frugal People

By Lily | The Frugal Gene

This one is fun! ;) Frugal people rarely need a checklist for what they do naturally but it could help someone wondering if they are frugal enough with their lifestyle. Some people are spenders and ...

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