~Frugality essentially means trying to live on less of the assigned allotment. It is the process of creating a conscious surplus from what you are given and rolling that surplus to your advantage down ...
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Personal finance-related blog posts told with real-world, first-hand experience from two hard-working, hard-hustling millennial super savers.
Our November Budget & Spending Update – We Just Entered The Millionaires Club!
Being millionaires by thirty sound like a pipe dream so it's crazy that it came true for normal, lucky ducks like us. We both worked very hard to get here but I would definitely say being lucky helped ...
Why ‘The Millionaire Next Door’ is a Myth to Most Millennials
Think back 30 years ago, do you think the socioeconomics of the world has stayed the same? No. It's harder than ever to become a "real" millionaire today through frugality if you are part of the ...
Unstable Income? 13 Kick-Ass Tips To Stick To Your Budget
Just imagine the condition of freelancers, salespeople, businessmen, and self-employed people. All of them have an irregular or fluctuating income. Still, they’re managing their budgets like a pro. ...
When Having Too Much Money is Bad (The Cons of Being Rich)
Let's picture you winning at life: you've been hardworking and ingenious with every career move...or something like a rich uncle passed away and left you with a fat inheritance. For any and whatever ...
4 Basic Investor Personality Types – Which One Are You?
Before beginning to invest in the stock market, the investor needs to understand how they handle gains and losses that come with passive income. Some investors are "negative nellies" because they fear ...
Don’t (Nicolas) Cage Yourself In Financially
Before I’m accused of writing this lifestyle inflation post specifically to deliver you this celebrity pun - (I did) - I just want to say the timing of this post couldn’t have come at a better time ...
Reverse Budgeting vs Traditional Budgeting
This post was brought to you by my hubby. I spent the entire afternoon cooking Ethiopian food so he kindly offered to write-up his thoughts about reverse budgeting. Is reverse budgeting the ...
Would You Survive a Financial Recession If Economic Collapse Is Imminent?
Let me summarized up to you any forum that has the word 'prediction' and 'market' tied to it. There are usually two opposing sides: Bulls and Bears. Both of them are kind of pointless.The perma-Bulls ...
It’s My Credit Card! (We’re Ranking Our Past Best Credit Card Rewards!)
I never thought there would be a day that churning ice cream would be booted off as my favorite churning related activity. Life has proved me wrong, again! Churning credit card rewards is my favorite ...
