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Viewing category: Featured Articles

Our proud featured articles! We reveal how exactly we achieved financial freedom at an early age and our personal financial stories (both the wins and losses). Learn how we practice financial discipline and why we chose to live frugally, become debt-free, and create our own financial independence by age 30.

Being Frugal is Easier When You’re Young & Healthy

By Lily | The Frugal Gene

"Never put off until tomorrow what you can do today."Mark Twain was not addressing young people finances when he said that but he might as well be, it's true. It's easier to save money when you're ...

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Is Not Having Financial Literacy An Excuse For Being Broke? – Read & Take Our Poll

By Lily | The Frugal Gene

A majority of Americans are financially illiterate. That means if you offered them an 8.56% interest rate on a used car, most of them wouldn't know enough be able to scream and run away ASAP.Is not ...

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11 Perks of Growing Up Poor (Growing Up Poor Chinese American)

By Lily | The Frugal Gene

Poverty sucks. Don't even start saying I'm making light of the topic. I can't even begin to rant to you how much being poor sucks and changes things for the worst in almost every facet of the human ...

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11 Punchable Financial Crimes According to Me

By Lily | The Frugal Gene

I believe most people are good by their default switch.Although I cannot argue the validity of that in particular, it is a subgenre of philosophy that people much smarter than me argued over for ...

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13 Sensible Upper Middle Class Characteristics & Status Symbols

By Lily | The Frugal Gene

'The 13 Status Symbols of Frugal Upper Middle-Class People With Comfortable Day Jobs & Reads Personal Finance'I didn't keyboard smash. That was the original title but Wordpress thought ...

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Wanna See How Rich You’ll Become? Use Compound Interest Formula With Growth and Contributions

By Lily | The Frugal Gene

I sometimes wonder what people from the Dark Ages think about our flashy culture and unrestrained society today. Not to mention our smartphones, computers and auto flushing indoor toilets. That would ...

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The Hefty Financials Costs Behind Owning a McMansion

By Lily | The Frugal Gene

This Martin Luther King Monday is our official, guilt-free, lay around the house like a lazy cat day. For the few golden hours of waiting for our laundry to finish, my husband and I sat on our used ...

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3 Glaring Signs Being Frugal Isn’t Working & What To Do Instead

By Lily | The Frugal Gene

~Frugality essentially means trying to live on less of the assigned allotment. It is the process of creating a conscious surplus from what you are given and rolling that surplus to your advantage down ...

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Top 5 Financial Mistakes I’ve Made In My Early 20s

By Lily | The Frugal Gene

Guys, these chain gangs are getting a little embarrassing. Let's dig into the financial mistakes of my early 20s...I'm a proud person. I can admit that I have a problem with admitting mistakes. I'm ...

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When Having Too Much Money is Bad (The Cons of Being Rich)

By Lily | The Frugal Gene

Let's picture you winning at life: you've been hardworking and ingenious with every career move...or something like a rich uncle passed away and left you with a fat inheritance. For any and whatever ...

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